This is a great question - and the honest answer is that it depends.

First, it depends on whether the underlying solution is genuinely high-quality. Many firms are sold “automation” tools that look good on paper but don’t deliver meaningful accuracy or coverage in practice. If the foundation isn’t strong, ROI is impossible.

Second, a huge driver of perceived complexity is the user interface and experience. Think about banking before Revolut - it technically worked, but the experience was clunky, fragmented, and frustrating. Legacy compliance systems suffer from the same problem: they bury critical insights under poor UX, making it harder - not easier - for teams to extract value.

When both of those issues are addressed - strong core technology and intuitive, consumer-grade UI - the ROI is undeniable. Firms see measurable time savings, reduced external legal spend, faster speed-to-market, and better risk coverage.

At Cardamon, we’ve built around exactly those two principles. We bring our product and UI experience from Revolut to design compliance workflows that are extremely intuitive, while ensuring the underlying AI is best-in-class and citation-backed. That combination means compliance teams can map 300-page regulations in minutes, instead of weeks.

We also don’t just claim ROI - we price around it. Every time we sell, we calculate the ROI for the customer based on their specific circumstances (e.g. hours saved, cost of manual review, regulatory risk avoided). We call this value-based pricing (sometimes referred to as outcome-based pricing). That way, firms can clearly see how the investment pays for itself many times over.

In short: yes, firms can absolutely see measurable ROI from RegTech - but only if the solution is both robust and designed for humans, not just regulators.